Desi Use

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Buying a property in India from USA? How to prepare Special Power Of Attorney to allow someone to buy and register on your name?

Are you planning to buy a property in India? Are you unable to go to India to do it as you are busy in your job? Do not worry.  There is a very simple procedure to do this.  We have done this before. We didn’t have to go to India to do this.  But, you need a trusted person there to do all this. Whether it is a piece of land or commercial building, you...

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Things to consider when buying your first home

Are you planning to buy a new house for the first time? Congratulations!! Home buying for the first time is a sweet experience at the same time it is a steep learning curve. We have experienced buying a few houses that too without a realtor as we always bought new houses and built them. Here are some things that we learnt along the process.  Hope these points help someone new to the process. Location is...

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AAA membership? Are you using all the benefits it offers?

Do you have roadside assistance for your car? Auto Insurance companies provide roadside assistance. Some credit cards may also provide roadside assistance.  I always use AAA membership for that.  I have used AAA membership for towing, changing battery, jump starting the car and unlocking the car when I forgot keys in the car trunk accidentally and locked the back door. Here are some of the important points that may help someone one day about AAA...

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The Best Financial Advices I received to save money and increase wealth

Do you want to become wealthy? Do you like saving money easily?  I collected some tips which can help us do better financially. I believe that you can be richer than those who earn more than you if you handle finances well. Here are some of the tips that can help beginners to start thinking of ways to begin the journey of becoming wealthy.  Never buy Whole or Universal Life Insurance. Always buy Term Life...

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Costco Membership: Is it worth it? Does it save money?

I am sure most of you shop at Costco. Are you using your Costco membership to the best of your ability? You are lucky if you live close to Costco store.  If there are things you always buy or use, you can get at a cheaper price. If you have a dog, the savings on dog food more than pays for the annual membership. The cost of Tires, Eye glasses and car rental is great...

Healthy habits for a happier life 0

11 things that I do daily that changed my life for better

Most of us have some habits that really have a very positive impact on our day to day life. Definitely, there could be a few we all have that take a toll on our lives. Our endeavor should be to improve ourselves day by day. I have a few habits that are really making a positive impact on my life. I will share them here.   Drinking water early in the morning: Being well hydrated...

become rich millionaire 0

How to be richer with millions better than those who are earning more than you?

Do you want to be rich one day? Who does not want to be?  What is the only way to be rich? Earn more, Save more and Invest more. How you do this and which of these you do more depends on you. If you are a high earner, focus on earning more. Cut down costs. Don’t make others millionaires by spending most of your money.   Learn about personal finance and know how to...

lose weight naturally 0

How to lose weight naturally without any medications?

Are you trying to lose weight? It needs proper planning and lot of determination. There are many ways to lose weight, but losing weight naturally without any medication is safe and lasts long. You do not have to always feel hungry to lose weight; you just have to plan properly and execute your plan properly. Some weight loss plans are very difficult and complicated. Follow these simple but powerful weight loss ideas to reach your...

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Sale of NRI inherited Property and Repatriation of money

Do you have inherited property in India? Do you want to sell and bring money here? It is not much difficult to repatriate the sale proceeds from India but little bit advance planning will save you time and money. The sale amount put into your NRO account can be repatriated up to $1 million per year subject to certain formalities. All the banks in India dealing in foreign exchange can transfer money to your account...

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How To Make Your Kid A Doctor in United States Of America [USA]?

Do you want to make your son or daughter a doctor? I asked a few students who became medical students as to how they made it to medical school with out a strong background. Here are the things they mentioned. Elementary School (grades 1-5): Some areas/states will have advanced or gifted programs for kids early on. Discover these and take advantage of them. Biggest factor that is useful throughout all schooling is READING. The smartest...